Buy or rent in Undri, Pune? (2026)
Updated November 2026 · Typical 2BHK, 20-year view
Even if prices keep rising at Undri’s 10-year trend of 6.4% a year, renting and investing the money you would have spent on the home leaves you about ₹1.50 Cr richer after 20 years.
Buying wins only if prices grow faster than 9.5% a year. Undri’s 10-year trend is 3.1 points below that.
Undri in numbers
The 20-year comparison
The buyer pays the down payment and stamp duty on day 1, then the EMI and maintenance each month. The renter puts the same day-1 money into a Nifty 50 index fund, pays rent, and each month invests whatever the buyer spends over rent. Whoever spends less in a month invests the difference, so both start and continue with the same money.
| Cash on day 1 (20% down + 7% stamp duty) | ₹16,20,000 |
|---|---|
| Monthly EMI | ₹41,656 |
| Owning costs more than renting in year 1 by | ₹26,156/mo |
| Home value after 20 years | ₹2.07 Cr |
| Buyer’s wealth (home, loan repaid, + any invested surplus) | ₹2.07 Cr |
| Renter’s Nifty 50 portfolio | ₹3.57 Cr |
| Difference | Renting ahead by ₹1.50 Cr |
| Buyer’s annual return (IRR) | 8.4% vs 12% for the fund |
Rent avoided is the buyer’s return on the flat, on top of price growth. Here that is a 3.6% yield, against a 8.5% loan rate, which is why price growth has to do most of the work for buying to win.
About Undri
Undri is a south-east Pune suburb past Kondhwa and NIBM Road. It has many newer mid-segment projects, international schools and a quieter setting than NIBM, at lower prices. Roads and public transport are still improving.
- Mid-segment projects
- Good schools
- Near NIBM Road
- Quieter setting
- Value pricing
Major employers nearby: Magarpatta City & SP Infocity (~8 km), Offices in Camp & Hadapsar, Kondhwa businesses.
Getting around
- Metro: No metro nearby; the Swargate–Katraj extension is ~6–7 km away
- Highway: Pune–Saswad road ~3 km; Katraj–Kondhwa Road ~3 km
- Peak traffic: The Undri–NIBM road and Kondhwa junctions slow down in peaks; narrow stretches remain
- Congestion: Moderate
Schools
- Bishop's School, Undri (ICSE) — Branch of the well-known Pune school
- Delhi Public School, Pune (NIBM area) (CBSE) — Popular CBSE school nearby
Nearby
- Hospitals: Inamdar Multispeciality Hospital (~4 km), Hospitals in Wanowrie & Camp (~8 km)
- Malls: Dorabjee's Mall area (~4 km), Amanora Mall, Hadapsar (~10 km)
- Parks: Hills around Undri, NIBM area greenery
Investment view
Undri gives school-going families newer homes at lower prices than NIBM, but the area is not on a major job corridor. 2BHK rents run about ₹16,000–19,000/mo. A sensible self-use buy for south-east Pune families.
Other localities in Pune
- Hinjewadi Buying wins
- Kharadi Buying wins
- Viman Nagar Close call
- Wakad Close call
- Baner Rent and Invest wins
- Koregaon Park Rent and Invest wins
- Sus Road Rent and Invest wins
- Aundh Rent and Invest wins
- Hadapsar Rent and Invest wins
- Kalyani Nagar Rent and Invest wins
- Pimple Saudagar Rent and Invest wins
- Bavdhan Rent and Invest wins
- Ravet Rent and Invest wins
- Wagholi Rent and Invest wins
- Nibm Road Rent and Invest wins
- Kondhwa Rent and Invest wins
- Kothrud Rent and Invest wins
- Ambegaon Rent and Invest wins
- Shivane Rent and Invest wins
- Talegaon Rent and Invest wins
See all Pune localities side by side →
Questions people ask
Is it better to buy or rent in Undri?
Even if prices keep rising at Undri’s 10-year trend of 6.4% a year, renting and investing the money you would have spent on the home leaves you about ₹1.50 Cr richer after 20 years. Buying wins only if prices grow faster than 9.5% a year. Undri’s 10-year trend is 3.1 points below that. This assumes a typical 2BHK at about ₹60 L, 8.5% home loan for 20 years and a Nifty 50 index fund at 12% a year for the renter.
What is the rental yield in Undri?
About 3.6% gross for a typical 2BHK: roughly ₹18,000 a month on a home worth about ₹60 L. That is a price-to-rent ratio of 28, meaning the home costs 28 years of rent.
What is the EMI on a 2BHK in Undri?
About ₹41,656 a month on a ₹48 L loan (20% down on a ₹60 L home) at 8.5% for 20 years. In year 1, owning costs about ₹26,156 a month more than renting the same flat, after maintenance.
How fast have property prices grown in Undri?
About 6.4% a year on average over 2014–2024, with rents growing about 4.1% a year (Blended 10-yr trend (2014–2024) · RBI House Price Index, Anarock Research, 99acres, Knight Frank). Past growth is not a promise of future growth.