Buy or rent in Ravet, Pune? (2026)
Updated November 2026 · Typical 2BHK, 20-year view
Even if prices keep rising at Ravet’s 10-year trend of 7.3% a year, renting and investing the money you would have spent on the home leaves you about ₹1.28 Cr richer after 20 years.
Buying wins only if prices grow faster than 9.7% a year. Ravet’s 10-year trend is 2.4 points below that.
Ravet in numbers
The 20-year comparison
The buyer pays the down payment and stamp duty on day 1, then the EMI and maintenance each month. The renter puts the same day-1 money into a Nifty 50 index fund, pays rent, and each month invests whatever the buyer spends over rent. Whoever spends less in a month invests the difference, so both start and continue with the same money.
| Cash on day 1 (20% down + 7% stamp duty) | ₹16,20,000 |
|---|---|
| Monthly EMI | ₹41,656 |
| Owning costs more than renting in year 1 by | ₹28,156/mo |
| Home value after 20 years | ₹2.46 Cr |
| Buyer’s wealth (home, loan repaid, + any invested surplus) | ₹2.46 Cr |
| Renter’s Nifty 50 portfolio | ₹3.74 Cr |
| Difference | Renting ahead by ₹1.28 Cr |
| Buyer’s annual return (IRR) | 9.2% vs 12% for the fund |
Rent avoided is the buyer’s return on the flat, on top of price growth. Here that is a 3.2% yield, against a 8.5% loan rate, which is why price growth has to do most of the work for buying to win.
About Ravet
Ravet is on the north-west edge of Pimpri-Chinchwad, where the Mumbai–Pune Expressway meets the Mumbai–Bangalore highway. It has grown quickly with affordable and mid-segment projects aimed at Hinjewadi and PCMC workers, helped by the Aundh–Ravet BRTS road. Much of it is still developing.
- Affordable new projects
- Expressway junction
- BRTS corridor
- Hinjewadi commute
- PCMC fringe
Major employers nearby: Rajiv Gandhi Infotech Park, Hinjewadi, Chakan & Talawade industrial units, PCMC manufacturing belt.
Getting around
- Metro: Purple Line extension from PCMC towards Nigdi is under construction; nearest station today is PCMC (~6 km)
- Highway: Mumbai–Pune Expressway and NH-48 junction at Kiwale/Ravet
- Peak traffic: Moderate; the Mukai Chowk and Bhumkar Chowk stretches slow down in peaks
- Congestion: Moderate
Schools
- Podar International School, Ravet (CBSE) — Local CBSE school
- Indira National School, Wakad (CBSE) — Well-known school nearby
Nearby
- Hospitals: Aditya Birla Memorial Hospital, Chinchwad (~7 km), Local nursing homes
- Malls: Retail in Wakad and Chinchwad (~6 km)
- Parks: Pawana river front, Bhakti Shakti garden, Nigdi (~5 km)
Investment view
Ravet offers new homes at entry prices with good road links, but social infrastructure is still catching up and supply is large. 2BHK rents run about ₹15,000–18,000/mo. Suits first-time buyers working in Hinjewadi or PCMC who are happy to grow with the area.
Other localities in Pune
- Hinjewadi Buying wins
- Kharadi Buying wins
- Viman Nagar Close call
- Wakad Close call
- Baner Rent and Invest wins
- Koregaon Park Rent and Invest wins
- Sus Road Rent and Invest wins
- Aundh Rent and Invest wins
- Hadapsar Rent and Invest wins
- Kalyani Nagar Rent and Invest wins
- Pimple Saudagar Rent and Invest wins
- Bavdhan Rent and Invest wins
- Wagholi Rent and Invest wins
- Nibm Road Rent and Invest wins
- Undri Rent and Invest wins
- Kondhwa Rent and Invest wins
- Kothrud Rent and Invest wins
- Ambegaon Rent and Invest wins
- Shivane Rent and Invest wins
- Talegaon Rent and Invest wins
See all Pune localities side by side →
Questions people ask
Is it better to buy or rent in Ravet?
Even if prices keep rising at Ravet’s 10-year trend of 7.3% a year, renting and investing the money you would have spent on the home leaves you about ₹1.28 Cr richer after 20 years. Buying wins only if prices grow faster than 9.7% a year. Ravet’s 10-year trend is 2.4 points below that. This assumes a typical 2BHK at about ₹60 L, 8.5% home loan for 20 years and a Nifty 50 index fund at 12% a year for the renter.
What is the rental yield in Ravet?
About 3.2% gross for a typical 2BHK: roughly ₹16,000 a month on a home worth about ₹60 L. That is a price-to-rent ratio of 31, meaning the home costs 31 years of rent.
What is the EMI on a 2BHK in Ravet?
About ₹41,656 a month on a ₹48 L loan (20% down on a ₹60 L home) at 8.5% for 20 years. In year 1, owning costs about ₹28,156 a month more than renting the same flat, after maintenance.
How fast have property prices grown in Ravet?
About 7.3% a year on average over 2014–2024, with rents growing about 4.8% a year (Blended 10-yr trend (2014–2024) · RBI House Price Index, Anarock Research, 99acres, Knight Frank). Past growth is not a promise of future growth.