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Buy vs rent · Delhi NCR

Buy or rent in Delhi NCR? Verdict for 8 localities (2026)

Updated November 2026

We ran GoWinDhan’s buy vs rent model on a typical 2BHK in 8 Delhi NCR localities. If prices keep rising at their 10-year trends, buying does not clearly win anywhere: 2 are close calls and renting and investing wins in the other 6.

Localities where buying wins
0 of 8
Median gross rental yield
4.2%
Median price-to-rent ratio
24 years
Median growth buying needs
8.7%/yr

Every locality, side by side

LocalityVerdict2BHK priceRent / moGross yieldPrice growth (10-yr)Buying wins above
Greater Noida WestClose call₹75 L₹28,0004.5%8.1%7.7%
Golf Course Ext RoadClose call₹2.35 Cr₹69,0003.5%9.0%9.2%
Sohna RoadRent and Invest wins₹1.20 Cr₹45,0004.5%7.5%8.0%
DLF City PhasesRent and Invest wins₹1.95 Cr₹65,0004.0%8.1%8.9%
Noida Sector 62–137Rent and Invest wins₹1.10 Cr₹41,0004.5%6.0%8.1%
Noida Sec 44–52Rent and Invest wins₹90 L₹33,0004.4%6.0%8.4%
South DelhiRent and Invest wins₹4.20 Cr₹1,14,0003.3%6.0%9.9%
Dwarka SectorsRent and Invest wins₹1.30 Cr₹43,0004.0%5.1%9.2%

Sorted from most to least favourable for buying. “Buying wins above” is the yearly price growth at which buying and renting end level after 20 years. Trends: Blended 10-yr trend (2014–2024) · RBI House Price Index, Anarock Research, 99acres, Knight Frank.

How to read this

A home pays you back in two ways: the rent you no longer pay and the rise in its price. In Delhi NCR the rent part is about 4.2% a year, well below a 8.5% home loan, so price growth has to do most of the work. Where a locality’s past growth sits above the “buying wins above” figure, buying has come out ahead; where it sits below, renting and investing the difference in a Nifty 50 index fund has.

These are typical flats and past trends. Your own flat, rent and loan rate can change the answer, so run your numbers in the calculator.

More Delhi NCR localities in the calculator

The calculator also has 10-year price and rent trends for these Delhi NCR localities. Pick one in the calculator’s locality list to fill in its trends:

Questions people ask

Is it better to buy or rent in Delhi NCR?

It depends on the locality. In our 2026 model of a typical 2BHK, buying comes out ahead in 0 of 8 Delhi NCR localities if prices keep rising at their 10-year trend, and 2 are close calls. Buying wins where prices have grown faster than about 8.7% a year, the median break-even here.

What is the rental yield in Delhi NCR?

Gross rental yields for a typical 2BHK in our Delhi NCR localities are around 4.2% (median), so a home costs about 24 years of rent.

Where does buying make the most sense in Delhi NCR?

Greater Noida West, where the 10-year price trend (8.1%) is furthest above the growth buying needs. Renting and investing is strongest in Dwarka Sectors.

Other cities

How we worked this out. Typical 2BHK prices and rents are our estimates for 2026, not listings. Loan at 8.5% for 20 years with 20% down; 7% stamp duty + registration (actual rates vary by state); maintenance 0.5% of the home value a year; the renter invests in a Nifty 50 index fund at 12% a year. Price and rent growth follow each locality’s 2014–2024 trend, which may not continue. Figures are before tax and not adjusted for inflation. How the calculator works.