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Buy vs rent and home loan guides
Plain-language answers to the money questions around buying a home in India, each worked through with real numbers.
Buy a house or rent and invest in a SIP? A worked exampleA ₹1 crore flat, worked through for 20 years. When renting and investing beats buying, and by how much.Prepay your home loan or invest the money? Worked exampleSpare ₹10,000 a month? Compare prepaying the loan with a SIP, at different returns and loan rates.Home loan for 20 or 30 years? What the longer tenure really costsWhat a longer tenure really costs, and when taking it and investing the difference comes out ahead.Price-to-rent ratio in India: what it tells you about buying vs rentingThe quickest way to judge a city or flat, with data from 79 localities.₹50 lakh home loan: EMI, total interest and what you really payEMI, total interest, and the year-by-year interest split on a ₹50 lakh loan.