Buy or rent in Sus Road, Pune? (2026)
Updated November 2026 · Typical 2BHK, 20-year view
Even if prices keep rising at Sus Road’s 10-year trend of 8.1% a year, renting and investing the money you would have spent on the home leaves you about ₹1.54 Cr richer after 20 years.
Buying wins only if prices grow faster than 9.5% a year. Sus Road’s 10-year trend is 1.4 points below that.
Sus Road in numbers
The 20-year comparison
The buyer pays the down payment and stamp duty on day 1, then the EMI and maintenance each month. The renter puts the same day-1 money into a Nifty 50 index fund, pays rent, and each month invests whatever the buyer spends over rent. Whoever spends less in a month invests the difference, so both start and continue with the same money.
| Cash on day 1 (20% down + 7% stamp duty) | ₹31,05,000 |
|---|---|
| Monthly EMI | ₹79,840 |
| Owning costs more than renting in year 1 by | ₹53,631/mo |
| Home value after 20 years | ₹5.46 Cr |
| Buyer’s wealth (home, loan repaid, + any invested surplus) | ₹5.46 Cr |
| Renter’s Nifty 50 portfolio | ₹7.00 Cr |
| Difference | Renting ahead by ₹1.54 Cr |
| Buyer’s annual return (IRR) | 10.3% vs 12% for the fund |
Rent avoided is the buyer’s return on the flat, on top of price growth. Here that is a 3.2% yield, against a 8.5% loan rate, which is why price growth has to do most of the work for buying to win.
About Sus Road
Sus Road runs from Pashan towards Sus village in west Pune, between Baner and Bavdhan. The hillside setting, low density and newer gated projects make it a quieter, upmarket alternative to Baner while staying close to Hinjewadi and the Mumbai–Bangalore highway. Much of the supply is in large premium townships.
- Hillside gated projects
- Close to Baner & Pashan
- Hinjewadi commute
- Low-density, green setting
- Premium townships
Major employers nearby: Rajiv Gandhi Infotech Park, Hinjewadi, Offices in Baner & Balewadi, NCL & IISER (Pashan).
Getting around
- Metro: Pune Metro Line 3 (Hinjewadi–Shivajinagar) runs along Baner–Balewadi, ~3–4 km away
- Highway: Mumbai–Bangalore Highway (NH-48) ~2 km
- Peak traffic: Sus Road itself is narrow and slows in peaks; the Pashan–Sus junction and the highway underpass back up 9–10:30 am and 6–8:30 pm
- Congestion: Moderate
Schools
- The Orchid School, Baner (CBSE) — Well-known progressive school nearby
- Vibgyor High, Balewadi (CBSE/ICSE) — Popular school a short drive away
Nearby
- Hospitals: Jupiter Hospital, Baner (~5 km), Surya Mother & Child, Wakad area
- Malls: Westend Mall, Aundh (~7 km), Balewadi High Street (~4 km)
- Parks: Pashan Lake (~3 km), Baner Hill (~3 km)
Investment view
Sus Road suits buyers who want a newer, greener home within reach of Hinjewadi and Baner. Road access is the weak point and resale is slower than in Baner. 2BHK rents run about ₹28,000–34,000/mo in the better gated projects. A lifestyle buy more than a rental play.
Other localities in Pune
- Hinjewadi Buying wins
- Kharadi Buying wins
- Viman Nagar Close call
- Wakad Close call
- Baner Rent and Invest wins
- Koregaon Park Rent and Invest wins
- Aundh Rent and Invest wins
- Hadapsar Rent and Invest wins
- Kalyani Nagar Rent and Invest wins
- Pimple Saudagar Rent and Invest wins
- Bavdhan Rent and Invest wins
- Ravet Rent and Invest wins
- Wagholi Rent and Invest wins
- Nibm Road Rent and Invest wins
- Undri Rent and Invest wins
- Kondhwa Rent and Invest wins
- Kothrud Rent and Invest wins
- Ambegaon Rent and Invest wins
- Shivane Rent and Invest wins
- Talegaon Rent and Invest wins
See all Pune localities side by side →
Questions people ask
Is it better to buy or rent in Sus Road?
Even if prices keep rising at Sus Road’s 10-year trend of 8.1% a year, renting and investing the money you would have spent on the home leaves you about ₹1.54 Cr richer after 20 years. Buying wins only if prices grow faster than 9.5% a year. Sus Road’s 10-year trend is 1.4 points below that. This assumes a typical 2BHK at about ₹1.15 Cr, 8.5% home loan for 20 years and a Nifty 50 index fund at 12% a year for the renter.
What is the rental yield in Sus Road?
About 3.2% gross for a typical 2BHK: roughly ₹31,000 a month on a home worth about ₹1.15 Cr. That is a price-to-rent ratio of 31, meaning the home costs 31 years of rent.
What is the EMI on a 2BHK in Sus Road?
About ₹79,840 a month on a ₹92 L loan (20% down on a ₹1.15 Cr home) at 8.5% for 20 years. In year 1, owning costs about ₹53,631 a month more than renting the same flat, after maintenance.
How fast have property prices grown in Sus Road?
About 8.1% a year on average over 2014–2024, with rents growing about 5.4% a year (Blended 10-yr trend (2014–2024) · RBI House Price Index, Anarock Research, 99acres, Knight Frank). Past growth is not a promise of future growth.