Buy or rent in Faridabad (Sec 85+), Delhi NCR? (2026)
Updated November 2026 · Typical 2BHK, 20-year view
Even if prices keep rising at Faridabad (Sec 85+)’s 10-year trend of 4.5% a year, renting and investing the money you would have spent on the home leaves you about ₹2.69 Cr richer after 20 years.
Buying wins only if prices grow faster than 10.1% a year. Faridabad (Sec 85+)’s 10-year trend is 5.6 points below that.
Faridabad (Sec 85+) in numbers
The 20-year comparison
The buyer pays the down payment and stamp duty on day 1, then the EMI and maintenance each month. The renter puts the same day-1 money into a Nifty 50 index fund, pays rent, and each month invests whatever the buyer spends over rent. Whoever spends less in a month invests the difference, so both start and continue with the same money.
| Cash on day 1 (20% down + 7% stamp duty) | ₹17,55,000 |
|---|---|
| Monthly EMI | ₹45,127 |
| Owning costs more than renting in year 1 by | ₹31,835/mo |
| Home value after 20 years | ₹1.57 Cr |
| Buyer’s wealth (home, loan repaid, + any invested surplus) | ₹1.57 Cr |
| Renter’s Nifty 50 portfolio | ₹4.26 Cr |
| Difference | Renting ahead by ₹2.69 Cr |
| Buyer’s annual return (IRR) | 5.0% vs 12% for the fund |
Rent avoided is the buyer’s return on the flat, on top of price growth. Here that is a 3.0% yield, against a 8.5% loan rate, which is why price growth has to do most of the work for buying to win.
About Faridabad (Sec 85+)
The newer sectors of Faridabad, roughly 75 to 89 along the Faridabad–Sohna road and Bypass Road, have many high-rise projects at lower prices than Gurgaon. Faridabad itself is an old industrial city, connected to Delhi by the Violet Line and NH-44.
- Affordable high-rises
- Violet Line metro
- Industrial city
- Faridabad–Gurgaon Road
- Greater Faridabad sectors
Major employers nearby: Faridabad industrial areas, Offices in Delhi (via Violet Line), Gurgaon (via F-G Road).
Getting around
- Metro: Violet Line: Raja Nahar Singh (Ballabhgarh) ~3–5 km
- Highway: NH-44; Faridabad–Gurgaon Road; Delhi–Mumbai Expressway spur
- Peak traffic: Bypass Road and NH-44 slow at peaks
- Congestion: Moderate
Schools
- Schools in Faridabad (Various) — Many CBSE schools including DPS and Modern School branches
Nearby
- Hospitals: Asian Institute of Medical Sciences, Amrita Hospital, Faridabad
- Malls: Crown Interiorz Mall, Local retail
- Parks: Aravalli hills, Badkhal Lake area
Investment view
Greater Faridabad offers cheap new homes, but job density is low and price growth has been slow. 2BHK-sized rents run about ₹14,000–18,000/mo. Best for self-use buyers who work in Faridabad.
Other localities in Delhi NCR
- Greater Noida West Close call
- Golf Course Ext Road Close call
- Dwarka Expressway Close call
- Sohna Road Rent and Invest wins
- DLF City Phases Rent and Invest wins
- New Gurgaon (Sec 82+) Rent and Invest wins
- Manesar Rent and Invest wins
- Noida Sector 62–137 Rent and Invest wins
- Noida Sec 44–52 Rent and Invest wins
- Sohna Rent and Invest wins
- Noida Extension (Sec 1) Rent and Invest wins
- Greater Noida (Main) Rent and Invest wins
- Indirapuram Rent and Invest wins
- Vasant Kunj Rent and Invest wins
- South Delhi Rent and Invest wins
- Dwarka Sectors Rent and Invest wins
- Yamuna Expressway Rent and Invest wins
- Raj Nagar Extension Rent and Invest wins
- Rohini Rent and Invest wins
See all Delhi NCR localities side by side →
Questions people ask
Is it better to buy or rent in Faridabad (Sec 85+)?
Even if prices keep rising at Faridabad (Sec 85+)’s 10-year trend of 4.5% a year, renting and investing the money you would have spent on the home leaves you about ₹2.69 Cr richer after 20 years. Buying wins only if prices grow faster than 10.1% a year. Faridabad (Sec 85+)’s 10-year trend is 5.6 points below that. This assumes a typical 2BHK at about ₹65 L, 8.5% home loan for 20 years and a Nifty 50 index fund at 12% a year for the renter.
What is the rental yield in Faridabad (Sec 85+)?
About 3.0% gross for a typical 2BHK: roughly ₹16,000 a month on a home worth about ₹65 L. That is a price-to-rent ratio of 34, meaning the home costs 34 years of rent.
What is the EMI on a 2BHK in Faridabad (Sec 85+)?
About ₹45,127 a month on a ₹52 L loan (20% down on a ₹65 L home) at 8.5% for 20 years. In year 1, owning costs about ₹31,835 a month more than renting the same flat, after maintenance.
How fast have property prices grown in Faridabad (Sec 85+)?
About 4.5% a year on average over 2014–2024, with rents growing about 3.9% a year (Blended 10-yr trend (2014–2024) · RBI House Price Index, Anarock Research, 99acres, Knight Frank). Past growth is not a promise of future growth.